Login
What tasks does gebana Brasil perform in the area of (pre-)financing for the affiliated smallholder farmers?
Gebana Brasil finances the farmers' entire production in advance: seed and organic fertilizers are provided, and the rental costs for agricultural machines for soil cultivation and harvest are also advanced. If necessary, we also help the farmers with money when their financial situation does not allow them to pay for the doctor or food for the next month.< /p>
How does the current financial crisis in Brazil affect things? What problems is gebana Brasil facing?
The financial crisis is strongly noticeable in some sectors, for example in food production: prices for milk and meat are falling sharply. With regard to the sales of our products, we at gebana Brasil hardly notice the crisis. However, because of the current situation it is much more difficult for us to obtain enough money from the banks to buy the harvest from the farmers.< /p>
How exactly does the new gebana family instrument, the trade financing of gebana Brasil, help?
The trade financing helps us a lot because the banks, as lenders, require a lot of bureaucracy and it takes a long time until money is released and finally reaches us. This is a problem for us because the farmer wants and needs the money owed to him on the day he delivers his harvest here. In addition, the banks' interest rates are enormous. Since it takes several months for the goods to reach the customer and be paid for, we are forced to pay extremely high interest rates for months. Here the new trade financing from gebana gives us great advantages: we can save money and use it in more sensible places!